An ETF is a basket of investments that you can buy and sell on the stock exchange like a single share. It's a simple way to own many stocks or bonds at once, spreading your risk without picking investments individually. What is a stock? A stock is a small piece of ownership in a company. When you buy a stock, you own a tiny share of that business and can benefit if it grows in value. What is a bond? A bond is essentially a loan you give to a government or company. In return, they pay you regular interest and promise to give your money back after a set period.

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